Okay, I actually got it for a pretty good price, so the seat belt didn't bother me too bad. Just looks like the previous owner never used it, and move it out of the way, causing it to bind in the part that retracts the belt. I plan on doing my own maintenance anyways, so I'll just tackle this project eventually. I don't trust dealers, and I will never have 5 people in my car anyways, as the backseat has my child seats in there.
Thanks for the help!