Driving down the road today, and come up to a red light..... sit for a while until it turns green..... cars start rolling forward, when the first car in line stalls out..... everyone gets on the brakes except for the dope behind me who was typing in an address on his GPS..... and then SMACK! I can't believe that goober just hit me..... we pull into a parking lot, and I get out and I am afraid of what I am going to find..... thankfully it wasn't TOO bad..... rear bumper will need to be replaced and the lower valance will need replaced, and the rear reflector, and I am sure the back up sensors will need replaced because he hit right on one of them. The guy kept telling me "Let me just pay you out of pocket, I don't want to go through insurance, and this is a company car." I said, "If you have $3,000 in your pocket right now, I will take that, and walk away.... if not, I am calling the police and getting a report, and calling insurance to get this started." He said "$3,000??!?!?!.... it's just scratches" I told him "Look a little closer there buddy....this right here is paint that is now missing from my bumper.... this is where your front plate screws took a chunk out of the rear bumper, this right here is where the lower valance used to sit....now it sits here.... this reflector right here is done, and see the impact area??? Well that is a back up sensor that will most likely need replaced.... so yes, I said $3,000." He said.... "Just call the police and let's do this the right way" So needless to say, I will be getting some quotes around town today and see what happens. I have never been involved in any accidents until today..... kinda sucks. I will post pics soon..... please forgive my dirty car.