Take it in to Ford, have them fix/replace the PTU.
I am always for the extended plan on boosted, AWD vehicles. Peace of mind mostly. OR save up for a just-in-case scenario, depending on how long you intend to keep the car.
12K miles is awfully low. The powertrain is rusting just sitting there LOL.
75,000 2023 87,000 is the max ford will do coverage right now.